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Mortgage Calculator

Calculate mortgage payments with two modes: equal payments and decreasing payments

Loan Details

Principal Amount

Annual Interest Rate

Loan Term

years

Payment Mode

Equal Payments (Annuity)

Decreasing Payments (Linear)

Results

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Enter loan details to see your mortgage calculation

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Payment Modes Explained

Equal Payments (Annuity): Same payment amount each month. Higher interest payments at the beginning, more principal towards the end.

Decreasing Payments (Linear): Fixed principal payment each month plus decreasing interest. Higher payments at the beginning, lower towards the end.

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